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Should I call a panel beater or insurance for repairs?

Sheen Resources
Panel beating
Insurance
Sheen Panel Service
April 4, 2023
June 28, 2024
4 minute read

After a smash, you have two choices. You can call your local panel beater or insurance for repairs. But which is right for you? Who should you ask for assistance during this often stressful time?

You've been in a smash. You have two choices.

At Sheen Panel Service, we understand that the answer isn't always straightforward. So, we encourage all drivers to do some research before choosing a local panel beater or insurance for repairs.

Here's why.

The risk of insurance smash repairs

Not all smash repairs are equal. Far from it. Over the years, insurance smash repairs providers - also known as insurer preferred repairers - have been in the news for all the wrong reasons.

Like this 2014 ABC report which claimed that insurers were putting cars back on the road with 'potentially deadly faults'. Or the story of this AAMI Insurance customer, who's insurer preferred repairer and its shoddy repairs left the vehicle with an 'unbearable stench' and a serious mould problem.

Why risk your car? Your car's resale? And, potentially, the safety of your passengers?

What to do instead

Call your local panel beater.

A local panel beater, such as one of the team at your nearest Sheen Panel Service, will be able to handle your complete smash repair process, from start to finish. Including assisting with your insurance claim.

For example, at Sheen we can offer you:

  • An accident replacement vehicle for the length of your repairs
  • Free pick-up and drop-off of your vehicle
  • A local repairer near you
  • One point of contact, end to end

Most importantly, though, you'll get Sheen quality repairs.

That means only genuine parts and paints. Quality repairs carried out by experienced panel beaters. As well as a lifetime warranty on all repairs. We'll do the job properly, first time, every time.

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Sheen Panel Service vs. insurance smash repairs

When choosing between a Sheen panel beater or insurance for repairs, it's important to remember one thing. There's your insurer's idea of quality service. And then there's ours.

Here's how the two compare.

Sheen Panel Service Yes/no Insurance smash repairs Yes/no
Choice of Accident replacement vehicle* Hire car regularly not included x
Genuine parts and paints Non-genuine parts may be used x
One point of contact Multiple departments x
Local repairer near you Repairer often outside your area x
Sheen quality repairs Insurer quality repairs x

The importance of your choice of repairer

Did you know that you may not get to say who works on your car? That you may not get to choose between an independent panel beater or insurance for repairs? Unless you have your choice of repairer listed on your policy, then you will not get the choice of an independent repairer.

Unfortunately, it's often not until after a smash that drivers realise this, at which point it's too late.

So, don't get caught out.

Make sure that your choice of repairer is included on your insurance policy today.

This is your assurance that you'll get to choose who works on your car.

The importance of an accident replacement vehicle

Life doesn't stop for smash repairs. The kids still need to be picked up from school. You still need to drive to the office each day. You still need to drive to the supermarket for the weekly shop.

This is why an accident replacement vehicle* is so important. It's also one thing many drivers don't consider when deciding between a panel beater or insurance for repairs.

Without an accident replacement vehicle, the next option is typically a rental car. And, unfortunately, that can cost you hundreds. A cost which often isn't covered by your insurer.

Many insurers only offer a taxi coupon to get you to and from the insurance smash repairs location. Arranging another vehicle while your car is 'in the shop' is often your responsibility. And this can cost you a significant sum.

At Sheen Panel Service, unlike many insurance smash repairs operations, we offer you a choice in accident replacement vehicle. Choose from small cars, family cars, utes, and vans, at no extra charge. It's part of our service.

*Terms and conditions apply.

What customers say about Sheen

"I was totally impressed by not only the excellent service and business Sheen provided during the process but how easy they made it. The staff kept me in the loop from day 1. I couldn't be happier."

Robert Vi

4 step Sheen smash repair process

When you choose Sheen Panel Service, you'll enjoy the simplicity of our 5 step smash repair process.

Step 1: Contact us

Get in touch with Sheen via phone or upload your smash to get started on repairs and your insurance claim.

Step 2: Drop off or pickup

To get a quote, bring your vehicle to your nearest workshop, or have it towed by Sheen.

Step 3: Repais begin

Drive away in an accident replacement vehicle while our team starts to repair your vehicle.

Step 4: Collect your car

Your vehicle is back to pre-accident condition. You can pick it up or we can deliver it to you.

Panel beater or insurance for repairs? Call Sheen first!

Don't get caught out with insurance smash repairs. Ensure your car is repaired by an experienced Sheen panel beater. We'll get the job done right, first time, and we'll back it with a lifetime guarantee.

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Upload your smash to get started with Sheen

By uploading photos of your smash, Sheen can help you get back on the road sooner. Using the photos you provide, we can get started on preparing an accurate quote for smash repairs.

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High-resolution image of a car receiving detailing work in a brightly lit automotive shop.