The best car insurance for over 30s

Now that you're out of the reckless years of your 20s, insurance companies are more likely to give you a better deal on car insurance.

So what kind of policies and features should you be looking at? This guide will give you an overview of your options and give you an idea of the best car insurance for over 30s.

And if you're ever in an accident, Sheen can help you get back on the road.

What is the best car insurance for over 30s?

If you're over 30, the best car insurance for you is comprehensive insurance.

The best car insurance for over 30s depends on your individual circumstances, but there are some common factors which are important for people who have made it through their 20s.

A lot of the time, people over 30 will be established in their career and driving a nicer car than the beaten up old hand-me-down they got when they were 18. If that sounds like you, great work!

If you're driving a nicer car, you probably want comprehensive car insurance. This means you will be covered for all damage caused in a car accident, whether you are at fault or not.

Learn more about the different types of car insurance and what they cover.

Is car insurance cheaper for over 30s?

Generally speaking, yes.

Car insurance typically costs more for people under the age of 25. This is because the 17-25 age demographic is involved in a disproportionately high number of car accidents.

This means if you've made it to 30 with a clean (or mostly clean) driving record, you could be eligible for a much better deal on your car insurance. Many insurers offer discounts for safe drivers, so it's worth looking into the finer details of each insurer's policy.

Age is just one of the factors which influence the overall price of your car insurance. Some of the other factors include:

• The type of car you drive
• Whether you park your car at a secure location
• Your personal driving history
• Where you live

Read more tips on getting a lower car insurance premium.

Do you need optional features and extras?

It depends on what's important to you.

There are all sorts of optional features and extras you can get as part of your car insurance policy. Some of them may cost more on your premium, and some of them may be offered for free by the insurer to entice you into choosing them.

Whether or not these features and extras are worthwhile will depend on your circumstances and your needs. Some of the common optional features you may want to consider include:

• Hire car after an accident or theft
• Roadside assistance
• Choice of repairer after an accident
• Windscreen cover
• Replacement keys
• No claims discount
• No excess, lower excess, or higher excess

If you're looking for the cheapest car insurance you can get, then you will probably have to avoid most of these features. But most people over 30 want at least some of these extras for convenience or peace of mind.

For example, getting a hire car after an accident or roadside assistance included in your policy can make your life a lot easier in a stressful situation.

And if you love cars as much as we do, getting your choice of repairer is essential. You want to make sure only the most reputable smash repairs get their hands on your precious vehicle (like the expert team at your local Sheen workshop, for example).

Always compare insurers and policies

As with any product or service, you need to shop around to find the right option for the best price. There are also plenty of online comparison tools which make it easier than ever to see all your options and choose the best one for you.

Call Sheen first

If you've been in an accident, then Sheen can help you get your car back to pre-accident condition in no time. We work with all major car insurers and we provide the highest quality smash repairs on the market. We'll also make the process of claiming on your insurance as easy for you as possible.

For high-quality, low-stress smash repairs, call Sheen first. Find your nearest Sheen location.

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